If you’ve found the home of your dreams, then it’s time to start the arduous process of the loan application. For everyone concerned (both you and the seller), it is adventitious that the transaction goes as smoothly as it can, without any hiccups. Believe it or not, you can help this process along by doing or refraining from certain things.
Hopefully, you’ve already made a budget by this point in the home buying process. It’s important to buy a house that fits that budget, so that when the whole process is over, the mortgage payment is something that you’re comfortable with. Once things are in motion, there are some simple steps to keep in mind, which can either make the process very easy, or very difficult. Be sure to keep an open line of communication with your load officer and ask questions if you’re unsure about something that can affect the outcome of the mortgage.